{"id":5862,"date":"2020-02-12T10:00:23","date_gmt":"2020-02-12T15:00:23","guid":{"rendered":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/?p=5862"},"modified":"2020-01-27T14:09:29","modified_gmt":"2020-01-27T19:09:29","slug":"signs-youre-ready-to-buy-a-new-home","status":"publish","type":"post","link":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/2020\/02\/12\/signs-youre-ready-to-buy-a-new-home\/","title":{"rendered":"Signs You\u2019re Ready To Buy a New Home"},"content":{"rendered":"<h2><strong><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-large wp-image-5863\" style=\"display: none;\" src=\"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-content\/uploads\/2020\/01\/2-12-Photo-1024x682.jpg\" alt=\"Young Couple in their New Home\" width=\"1024\" height=\"682\" \/>You Have a Good Credit Score.<\/strong><\/h2>\n<p>If you have a good credit score (700 or above) \u2013 that\u2019s one of the signs that you\u2019re ready to buy a house. Having a good credit score will help you get qualified for a mortgage loan as well as a better interest rate. Being able to get a better interest rate means that you will have lower monthly mortgage payments, which will help save you money over time.<\/p>\n<h2><strong>You Don\u2019t Have a Ton of Debt<\/strong><\/h2>\n<p>If you\u2019re no longer paying off outstanding credit card debts or other loans, that extra cash can be used toward expenses that are associated with home ownership, such as property tax, insurance, repairs, maintenance, etc.<\/p>\n<h2><strong>You Can Put at Least 10 Percent Down<\/strong><\/h2>\n<p>If you are able to put a 10 percent down payment, then buying a home is more of a reality than a dream. If you can put down 20 percent, that\u2019s even better. With a 20% down payment you will avoid paying mortgage insurance as well as lock in a lower interest rate and lower monthly mortgage payment.<\/p>\n<h2><strong>You Don\u2019t Plan on Moving in the Next Few Years<\/strong><\/h2>\n<p>Buying a house is a long term investment. If you see yourself staying in the home for at least five years, then buying might be for you. At least by staying longer, you\u2019re able to make or regain what you paid in transaction costs and you can actually make a profit when and if you decide to sell. When you purchase a\u00a0<a href=\"https:\/\/www.juddbuilders.com\/home-types.php\">new home in PA<\/a>\u00a0from Judd Builders, you&#8217;ll enjoy the benefits of over 50 years of experience. With expert planning, award-winning, energy efficient home designs and new houses for sale in the best locations throughout Montgomery, Bucks, Berks, Chester, and Lehigh Counties, it\u2019s a sound investment for you and your family.<\/p>\n<h2><strong>You Have Done Your Research<\/strong><\/h2>\n<p>Buying a home is a major life decision that takes into consideration careful planning, budgeting and research. If you\u2019ve done your research thoroughly about where you want to live, the costs, the features you would like included, then you might be ready to buy a house. When you work with Judd Builders, we want to make sure you are comfortable and informed every step of the way.<\/p>\n<p>Ready to invest in your dream home? <a href=\"https:\/\/www.juddbuilders.com\/contact.php\">Contact us<\/a> at Judd Builders today! We would love to hear from you and get started on this exciting process.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You Have a Good Credit Score. If you have a good credit score (700 or above) \u2013 that\u2019s one of the signs [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5863,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_FSMCFIC_featured_image_caption":"","_FSMCFIC_featured_image_nocaption":"","_FSMCFIC_featured_image_hide":"","footnotes":""},"categories":[90],"tags":[761,627,103,763,288,759,760,273,762,582,583],"aioseo_notices":[],"jetpack_featured_media_url":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-content\/uploads\/2020\/01\/2-12-Photo-e1580151577901.jpg","_links":{"self":[{"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/posts\/5862"}],"collection":[{"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/comments?post=5862"}],"version-history":[{"count":1,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/posts\/5862\/revisions"}],"predecessor-version":[{"id":5864,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/posts\/5862\/revisions\/5864"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/media\/5863"}],"wp:attachment":[{"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/media?parent=5862"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/categories?post=5862"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.juddbuilders.com\/juddbuildersblog\/wp-json\/wp\/v2\/tags?post=5862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}